<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Avalon&#039;s Guide: Emigrate to New Zealand &#187; personal finance</title>
	<atom:link href="http://www.avalonsguide.com/anab/tag/personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.avalonsguide.com/anab</link>
	<description>There is no &#34;One True Path&#34; to emigrating.</description>
	<lastBuildDate>Tue, 07 Feb 2012 17:00:30 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>January Financial Challenge – the results.</title>
		<link>http://www.avalonsguide.com/anab/2012/02/january-financial-challenge-the-results/</link>
		<comments>http://www.avalonsguide.com/anab/2012/02/january-financial-challenge-the-results/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 23:14:41 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Financial Challenge]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4906</guid>
		<description><![CDATA[  Hmmm. Well, I count this as a pretty epic fail. 11 out of 31 days not spending unnecessarily. Leaving 20 days when we spent money that we really didn’t have to. I am thinking we could do better, so we are going to try again this month, but making a real effort, and see [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2012/01/a-financial-challenge/' rel='bookmark' title='A financial challenge'>A financial challenge</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalons-money-thread-am-i-a-big-spender/' rel='bookmark' title='Avalon&#8217;s Money Thread: Am I a Big Spender?'>Avalon&#8217;s Money Thread: Am I a Big Spender?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/09/the-mortgage-pig/' rel='bookmark' title='The Mortgage Pig'>The Mortgage Pig</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2012/02/january-financial-challenge-the-results/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Opening a US$ account at ASB</title>
		<link>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/</link>
		<comments>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:30:50 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Avalon's Money Thread]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Exchannge Rate & Currency Transfers]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[currency transfer]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4840</guid>
		<description><![CDATA[We have decided to open up a US$ account here in New Zealand. While our original UK accounts are still active, and based in the  UK, we really don&#8217;t need a UK£ account here. But the issue we have at the moment is that the shares we hold in IBM are in US$. And while [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/09/avalons-money-thread-revolving-credit-mortgages/' rel='bookmark' title='Avalon&#8217;s Money Thread: Revolving Credit Mortgages.'>Avalon&#8217;s Money Thread: Revolving Credit Mortgages.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalon-money-thread-moving-your-money-to-new-zealand/' rel='bookmark' title='Avalon&#8217;s Money Thread: Moving your money to New Zealand'>Avalon&#8217;s Money Thread: Moving your money to New Zealand</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalons-money-thread-am-i-a-big-spender/' rel='bookmark' title='Avalon&#8217;s Money Thread: Am I a Big Spender?'>Avalon&#8217;s Money Thread: Am I a Big Spender?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A financial challenge</title>
		<link>http://www.avalonsguide.com/anab/2012/01/a-financial-challenge/</link>
		<comments>http://www.avalonsguide.com/anab/2012/01/a-financial-challenge/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 09:26:32 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Financial Challenge]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4790</guid>
		<description><![CDATA[As I am gearing up to tidy up my end of year budgets and accounts, I thought it would be kinda interesting to set ourselves a little challenge. I want to see on how many days of the month we don&#8217;t spend money. And I want to see if tracking that actually means we spend [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2012/02/january-financial-challenge-the-results/' rel='bookmark' title='January Financial Challenge – the results.'>January Financial Challenge – the results.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalons-money-thread-am-i-a-big-spender/' rel='bookmark' title='Avalon&#8217;s Money Thread: Am I a Big Spender?'>Avalon&#8217;s Money Thread: Am I a Big Spender?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/06/50-reasons-to-just-be-sensible/' rel='bookmark' title='50 reasons to just be sensible'>50 reasons to just be sensible</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2012/01/a-financial-challenge/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>The 47 Rules of money</title>
		<link>http://www.avalonsguide.com/anab/2012/01/the-47-rules-of-money/</link>
		<comments>http://www.avalonsguide.com/anab/2012/01/the-47-rules-of-money/#comments</comments>
		<pubDate>Sun, 01 Jan 2012 17:00:23 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Avalon's Money Thread]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[Agile Property Services]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Investing in general]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Sanity Allowance]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4786</guid>
		<description><![CDATA[This appeared in the Herald on New Years Eve, written by Diana Clement. I really like her articles about personal finance, and shes well worth a read. Unlike Mary Holm, she writes about general finance and makes an awful lot of sense, rather than just bleating on about how wonderful Kiwisaver is and how bad [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2011/02/you-dont-save-when-you-have-debts-to-pay/' rel='bookmark' title='You don&#8217;t save when you have debts to pay.'>You don&#8217;t save when you have debts to pay.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalons-money-thread-am-i-a-big-spender/' rel='bookmark' title='Avalon&#8217;s Money Thread: Am I a Big Spender?'>Avalon&#8217;s Money Thread: Am I a Big Spender?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/06/paying-off-debt-still-too-hard-for-most-people/' rel='bookmark' title='Paying off debt &#8211; still too hard for most people :('>Paying off debt &#8211; still too hard for most people :(</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2012/01/the-47-rules-of-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another Vodafone Overcharging scam to watch our for.</title>
		<link>http://www.avalonsguide.com/anab/2011/12/another-vodafone-overcharging-scam-to-watch-our-for/</link>
		<comments>http://www.avalonsguide.com/anab/2011/12/another-vodafone-overcharging-scam-to-watch-our-for/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 05:56:07 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Life in New Zealand]]></category>
		<category><![CDATA[Overcharging]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Vodafone]]></category>
		<category><![CDATA[Vodafone NZ]]></category>
		<category><![CDATA[Vodafone overcharging]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4681</guid>
		<description><![CDATA[We have blogged about issues with charging for Data use on a smartphone - when we don&#8217;t actually use the phone for internet use. We still havent got to the bottom of that &#8211; but primarily because we couldn&#8217;t be bothered to get the service switched back on, and faff around trying to &#8220;help&#8221; Vodafone [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2010/12/update-on-vodafone-nz-overcharging/' rel='bookmark' title='Update on Vodafone NZ Overcharging'>Update on Vodafone NZ Overcharging</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/12/check-your-vodafone-bills-especially-if-you-have-an-iphone/' rel='bookmark' title='Check your Vodafone Bills, especially if you have an iPhone!'>Check your Vodafone Bills, especially if you have an iPhone!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/02/vodafone-broadband-carrier-pigeon-would-be-quicker/' rel='bookmark' title='Vodafone broadband &#8211; carrier pigeon would be quicker!'>Vodafone broadband &#8211; carrier pigeon would be quicker!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/12/another-vodafone-overcharging-scam-to-watch-our-for/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Would you spend $30 to avoid losing $16.</title>
		<link>http://www.avalonsguide.com/anab/2011/12/would-you-spend-30-to-avoid-losing-16/</link>
		<comments>http://www.avalonsguide.com/anab/2011/12/would-you-spend-30-to-avoid-losing-16/#comments</comments>
		<pubDate>Thu, 01 Dec 2011 19:52:10 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Exchannge Rate & Currency Transfers]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4687</guid>
		<description><![CDATA[I hope not. But that&#8217;s what the people at ThinkGeek were expecting me to do, and as I am sure you can imagine I was a bit peeved. So whats the deal? Well, Think Geek is one of my favorite online stores. They sell Lightsabers. And a myriad of other geeky good things: the coolest [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2011/06/making-the-most-of-the-crap-exchange-rate-lightsabres-are-cheap/' rel='bookmark' title='Making the most of the crap exchange rate &#8211; Lightsabres are cheap :)'>Making the most of the crap exchange rate &#8211; Lightsabres are cheap :)</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/12/how-much-to-spend-at-christmas/' rel='bookmark' title='How much to spend at Christmas?'>How much to spend at Christmas?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/02/why-are-credit-cards-still-charging-such-high-interest-rates-in-new-zealand/' rel='bookmark' title='Why are Credit Cards still charging such high interest rates in New Zealand?'>Why are Credit Cards still charging such high interest rates in New Zealand?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/12/would-you-spend-30-to-avoid-losing-16/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are you the 99%, 53%, 1% or who cares what %?</title>
		<link>http://www.avalonsguide.com/anab/2011/10/are-you-the-99-53-1-or-who-cares-what/</link>
		<comments>http://www.avalonsguide.com/anab/2011/10/are-you-the-99-53-1-or-who-cares-what/#comments</comments>
		<pubDate>Sat, 15 Oct 2011 04:56:14 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[Occupy Wellington]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Redundancy]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[We are the 99%]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4453</guid>
		<description><![CDATA[The &#8220;Occupy Wall St&#8221; protest has hit New Zealand this weekend &#8211; &#8220;occupying&#8221; Auckland, Wellington, Christchurch and Dunedin. I have tried to get my head around this &#8211; and I have to say I am failing miserably. When I started seeing &#8220;We are the 99%&#8221; posts coming up on my Facebook feed &#8211; I took [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/06/taking-on-more-debt/' rel='bookmark' title='Taking on more debt is not the way to deal with debt problems.'>Taking on more debt is not the way to deal with debt problems.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/03/and-new-zealand-interest-rates-come-down-yet-again/' rel='bookmark' title='And New Zealand Interest rates come down yet again.'>And New Zealand Interest rates come down yet again.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/02/what-do-you-do-just-in-case-things-do-go-to-hell-in-a-hand-basket/' rel='bookmark' title='What do you do just in case things do go to hell in a hand basket?'>What do you do just in case things do go to hell in a hand basket?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/10/are-you-the-99-53-1-or-who-cares-what/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Pharmacy Savings (Updated)</title>
		<link>http://www.avalonsguide.com/anab/2011/10/pharmacy-savings/</link>
		<comments>http://www.avalonsguide.com/anab/2011/10/pharmacy-savings/#comments</comments>
		<pubDate>Thu, 13 Oct 2011 03:40:35 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Exchannge Rate & Currency Transfers]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[exchange rates]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[shopping]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4446</guid>
		<description><![CDATA[So after the debacle trying to buy some Ibuprofen without having to take out another mortgage, we finally put together an order at on online UK Pharmacy. It took us a while because we had some concerns about ordering from OneClickPharmacy as they get a lot of bad reviews (and the good reviews are classic [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/11/i-really-love-amazon/' rel='bookmark' title='I really love Amazon.'>I really love Amazon.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/09/rip-offs-and-lies-from-nz-pharmacies/' rel='bookmark' title='Rip offs and lies from NZ Pharmacies.'>Rip offs and lies from NZ Pharmacies.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/06/making-the-most-of-the-crap-exchange-rate-lightsabres-are-cheap/' rel='bookmark' title='Making the most of the crap exchange rate &#8211; Lightsabres are cheap :)'>Making the most of the crap exchange rate &#8211; Lightsabres are cheap :)</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/10/pharmacy-savings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six figure jobs</title>
		<link>http://www.avalonsguide.com/anab/2011/10/six-figure-jobs/</link>
		<comments>http://www.avalonsguide.com/anab/2011/10/six-figure-jobs/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 17:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Hubby's Views]]></category>
		<category><![CDATA[Jobs & Work]]></category>
		<category><![CDATA[jobs in New Zealand]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Salary]]></category>
		<category><![CDATA[Six Figure Jobs]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4415</guid>
		<description><![CDATA[The Seek job search website has (finally) followed TradeMe&#8217;s lead and now have a &#8216;jobs paying over $100k&#8216; category . This is said to be in response to the large increase in the number of positions attracting those salaries, although all the numbers I can find quoted are only percentages, so it can be a [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/05/lots-of-jobs/' rel='bookmark' title='Lots of jobs?'>Lots of jobs?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/05/there-are-735-jobs-in-new-zealand-right-now-paying-over-100k/' rel='bookmark' title='There are 735 jobs in New Zealand right now paying over $100k.'>There are 735 jobs in New Zealand right now paying over $100k.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/03/the-coffee-and-cake-jobs-summit/' rel='bookmark' title='The Coffee and Cake Jobs Summit.'>The Coffee and Cake Jobs Summit.</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/10/six-figure-jobs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Rip offs and lies from NZ Pharmacies.</title>
		<link>http://www.avalonsguide.com/anab/2011/09/rip-offs-and-lies-from-nz-pharmacies/</link>
		<comments>http://www.avalonsguide.com/anab/2011/09/rip-offs-and-lies-from-nz-pharmacies/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 02:48:22 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[Online Pharmacy NZ]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4395</guid>
		<description><![CDATA[I tried to buy some painkillers today. And failed. I went into the Radius Pharmacy on Lambton Quay to buy some generic Ibuprofen 400mg tablets. Now you have to ask for these as here in New Zealand pharmacists do not want to sell you generics &#8211; they want to sell you expensive brands. Well screw [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2011/10/pharmacy-savings/' rel='bookmark' title='Pharmacy Savings (Updated)'>Pharmacy Savings (Updated)</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/08/where-to-save-some-money/' rel='bookmark' title='Where to save some money.'>Where to save some money.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/08/overcharging-its-not-just-rugby-shirts/' rel='bookmark' title='Overcharging &#8211; it&#8217;s not just rugby shirts.'>Overcharging &#8211; it&#8217;s not just rugby shirts.</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/09/rip-offs-and-lies-from-nz-pharmacies/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
	</channel>
</rss>

