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	<title>Avalon&#039;s Guide: Emigrate to New Zealand &#187; New Zealand banks</title>
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	<link>http://www.avalonsguide.com/anab</link>
	<description>There is no &#34;One True Path&#34; to emigrating.</description>
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		<title>Opening a US$ account at ASB</title>
		<link>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/</link>
		<comments>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 20:30:50 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Avalon's Money Thread]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Exchannge Rate & Currency Transfers]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[currency transfer]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4840</guid>
		<description><![CDATA[We have decided to open up a US$ account here in New Zealand. While our original UK accounts are still active, and based in the  UK, we really don&#8217;t need a UK£ account here. But the issue we have at the moment is that the shares we hold in IBM are in US$. And while [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/09/avalons-money-thread-revolving-credit-mortgages/' rel='bookmark' title='Avalon&#8217;s Money Thread: Revolving Credit Mortgages.'>Avalon&#8217;s Money Thread: Revolving Credit Mortgages.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalon-money-thread-moving-your-money-to-new-zealand/' rel='bookmark' title='Avalon&#8217;s Money Thread: Moving your money to New Zealand'>Avalon&#8217;s Money Thread: Moving your money to New Zealand</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/10/avalons-money-thread-am-i-a-big-spender/' rel='bookmark' title='Avalon&#8217;s Money Thread: Am I a Big Spender?'>Avalon&#8217;s Money Thread: Am I a Big Spender?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2012/01/opening-a-us-account-at-asb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Zealand interest rates coming down.</title>
		<link>http://www.avalonsguide.com/anab/2011/11/new-zealand-interest-rates-coming-down/</link>
		<comments>http://www.avalonsguide.com/anab/2011/11/new-zealand-interest-rates-coming-down/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 04:00:23 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[Reserve Bank of New Zealand]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4559</guid>
		<description><![CDATA[Last week the Reserve bank held the base rate steady &#8211; and this week, some of the main banks have cut thier mortgage rates. It means that Fixed Rates are coming down towards the floating rates &#8211; though the long term fixed rates are still way too high for me! Im using ASB rates for [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/08/asb-interest-rate-changes-humph/' rel='bookmark' title='ASB Interest rate changes &#8211; humph!'>ASB Interest rate changes &#8211; humph!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/09/new-zealand-interest-rate-changes/' rel='bookmark' title='New Zealand Interest Rate changes'>New Zealand Interest Rate changes</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/10/nz-interests-rate-holds-at-3/' rel='bookmark' title='NZ interests rate holds at 3%'>NZ interests rate holds at 3%</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/11/new-zealand-interest-rates-coming-down/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why are Visa and Mastercard forcing you to have contactless credit cards?</title>
		<link>http://www.avalonsguide.com/anab/2011/09/why-are-visa-and-mastercard-forcing-you-to-have-contactless-credit-cards/</link>
		<comments>http://www.avalonsguide.com/anab/2011/09/why-are-visa-and-mastercard-forcing-you-to-have-contactless-credit-cards/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 03:34:41 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[Contactless Credit Cards]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[New Zealand banks]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4351</guid>
		<description><![CDATA[ASB contactless credit cards are a faster and simpler way to pay for your purchases. Now you can fly through checkouts at participating stores, paying by just tapping your card on the terminal. This new technology sends payment data to the terminal at the checkout with just one quick tap to the terminal. Once your [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/02/why-are-credit-cards-still-charging-such-high-interest-rates-in-new-zealand/' rel='bookmark' title='Why are Credit Cards still charging such high interest rates in New Zealand?'>Why are Credit Cards still charging such high interest rates in New Zealand?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/02/seriously-pay-off-your-credits-cards/' rel='bookmark' title='Seriously- pay off your credits cards!'>Seriously- pay off your credits cards!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/04/im-a-credit-card-tart-and-proud-of-it/' rel='bookmark' title='I&#8217;m a credit card tart and proud of it!'>I&#8217;m a credit card tart and proud of it!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/09/why-are-visa-and-mastercard-forcing-you-to-have-contactless-credit-cards/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>A humourous interlude at the bank :)</title>
		<link>http://www.avalonsguide.com/anab/2011/09/a-humourous-interlude-at-the-bank/</link>
		<comments>http://www.avalonsguide.com/anab/2011/09/a-humourous-interlude-at-the-bank/#comments</comments>
		<pubDate>Tue, 06 Sep 2011 04:15:51 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[Coffee]]></category>
		<category><![CDATA[New Zealand banks]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=4227</guid>
		<description><![CDATA[Much needed after the past few blogs. ASB advertise that they will change foreign currency notes commission free. Having just recently returned from Fiji with a small bit of cash left, I thought I would try it. So I toddled off to ASB on Lambton Quay clutching $6 FJD (three $2 notes) in my mitts [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2010/12/christmas-pressie-from-the-reserve-bank/' rel='bookmark' title='Christmas pressie from the Reserve Bank'>Christmas pressie from the Reserve Bank</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/05/bank-charges-when-traveling-to-australia/' rel='bookmark' title='Bank Charges when traveling to Australia.'>Bank Charges when traveling to Australia.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/02/commonwealth-bank-of-australia-lose-the-plot/' rel='bookmark' title='Commonwealth Bank Of Australia lose the plot.'>Commonwealth Bank Of Australia lose the plot.</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/09/a-humourous-interlude-at-the-bank/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Banks are stepping up to help Christchurch</title>
		<link>http://www.avalonsguide.com/anab/2011/06/banks-are-stepping-up-to-help-christchurch/</link>
		<comments>http://www.avalonsguide.com/anab/2011/06/banks-are-stepping-up-to-help-christchurch/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 02:33:15 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[Life in New Zealand]]></category>
		<category><![CDATA[Christchurch Earthquake]]></category>
		<category><![CDATA[Earthquakes]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[New Zealand banks]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3899</guid>
		<description><![CDATA[As soon as the government announced it&#8217;s package to help people in Christchurch, ANZ was on the TV with an advert outlining it&#8217;s 1,000,000,000 package to help affected people in the red zone. We’ve created a $1,000,000,000 kick-start fund to provide lending to home owners living in the Government&#8217;s designated residential red zone. A heavily [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2011/03/well-done-to-asb/' rel='bookmark' title='Well Done to ASB'>Well Done to ASB</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/11/banks-%e2%80%93-why-are-they-all-run-by-idiots/' rel='bookmark' title='Banks – why are they all run by idiots?'>Banks – why are they all run by idiots?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/08/asb-interest-rate-changes-humph/' rel='bookmark' title='ASB Interest rate changes &#8211; humph!'>ASB Interest rate changes &#8211; humph!</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/06/banks-are-stepping-up-to-help-christchurch/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I&#8217;m a credit card tart and proud of it!</title>
		<link>http://www.avalonsguide.com/anab/2011/04/im-a-credit-card-tart-and-proud-of-it/</link>
		<comments>http://www.avalonsguide.com/anab/2011/04/im-a-credit-card-tart-and-proud-of-it/#comments</comments>
		<pubDate>Wed, 06 Apr 2011 03:08:44 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[credit card charges]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[kiwibank]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3606</guid>
		<description><![CDATA[A credit card tart is someone who swaps the balance of their credit card to another card in order to take advantage of special low introductory rates on balance transfers. This was hugely popular in the UK in the years before we emigrated, where it was not unusual to get several offers in the post [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/02/why-are-credit-cards-still-charging-such-high-interest-rates-in-new-zealand/' rel='bookmark' title='Why are Credit Cards still charging such high interest rates in New Zealand?'>Why are Credit Cards still charging such high interest rates in New Zealand?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/06/arghhh-having-to-pay-interest-on-the-credit-card/' rel='bookmark' title='Arghhh – having to pay interest on the credit card!'>Arghhh – having to pay interest on the credit card!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/11/applying-for-a-new-credit-card/' rel='bookmark' title='Applying for a new credit card.'>Applying for a new credit card.</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/04/im-a-credit-card-tart-and-proud-of-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Well Done to ASB</title>
		<link>http://www.avalonsguide.com/anab/2011/03/well-done-to-asb/</link>
		<comments>http://www.avalonsguide.com/anab/2011/03/well-done-to-asb/#comments</comments>
		<pubDate>Sat, 26 Mar 2011 19:59:04 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[bank charges]]></category>
		<category><![CDATA[credit card charges]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[New Zealand banks]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3584</guid>
		<description><![CDATA[It&#8217;s really nice to be able to say that a Bank has done something really worthwhile but I think ASB deserve a gold star for doing just a little more to help people in Christchurch, and show a bit of team spirit and flexibility. We realise that some ASB customers have been significantly affected by [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/08/asb-interest-rate-changes-humph/' rel='bookmark' title='ASB Interest rate changes &#8211; humph!'>ASB Interest rate changes &#8211; humph!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/11/argghhh%e2%80%93banks-again/' rel='bookmark' title='Argghhh – Banks (again).'>Argghhh – Banks (again).</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/03/what-on-earth-is-asb-bank-playing-at/' rel='bookmark' title='What on Earth is ASB Bank playing at?'>What on Earth is ASB Bank playing at?</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/03/well-done-to-asb/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Commonwealth Bank Of Australia lose the plot.</title>
		<link>http://www.avalonsguide.com/anab/2011/02/commonwealth-bank-of-australia-lose-the-plot/</link>
		<comments>http://www.avalonsguide.com/anab/2011/02/commonwealth-bank-of-australia-lose-the-plot/#comments</comments>
		<pubDate>Sat, 05 Feb 2011 08:00:22 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[Australia]]></category>
		<category><![CDATA[Commonwelath Bank Of Australia]]></category>
		<category><![CDATA[New Zealand banks]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3476</guid>
		<description><![CDATA[It&#8217;s an Aussie bank. but they own ASB, and if you emigrate from the UK and want to bank with ASB, these are the people that you would open the account with in London. So you need to know what the imbeciles have cooked up now as their latest scheme. According to The Australian (thanks [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2010/05/bank-charges-when-traveling-to-australia/' rel='bookmark' title='Bank Charges when traveling to Australia.'>Bank Charges when traveling to Australia.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/05/bank-charges-when-traveling-to-australia-2/' rel='bookmark' title='Bank Charges when traveling to Australia 2'>Bank Charges when traveling to Australia 2</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/07/saga-of-an-nzis-nightmare-part-4-nzis-lose-the-plot/' rel='bookmark' title='Saga of an NZIS nightmare part 4: NZIS lose the plot.'>Saga of an NZIS nightmare part 4: NZIS lose the plot.</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2011/02/commonwealth-bank-of-australia-lose-the-plot/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Virtual Coin Jar.</title>
		<link>http://www.avalonsguide.com/anab/2010/11/the-virtual-coin-jar/</link>
		<comments>http://www.avalonsguide.com/anab/2010/11/the-virtual-coin-jar/#comments</comments>
		<pubDate>Thu, 04 Nov 2010 05:48:28 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Banks]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[asb]]></category>
		<category><![CDATA[bank charges]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Money saving]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[Savings accounts]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3062</guid>
		<description><![CDATA[I always wanted one of those oversized whisky bottles to put spare change in. I just never had one &#8211; consequently never really bothered to save change to be honest. When we first came here &#8211; we did have a Piggy Bank &#8211; actually it was a Chocolate fund cat. There wasn&#8217;t a Coffee fund [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/09/avalons-money-thread-can-i-get-a-decent-affordable-mortgage/' rel='bookmark' title='Avalon&#8217;s Money Thread: Can I get a decent affordable mortgage?'>Avalon&#8217;s Money Thread: Can I get a decent affordable mortgage?</a></li>
<li><a href='http://www.avalonsguide.com/anab/2009/11/applying-for-a-new-credit-card/' rel='bookmark' title='Applying for a new credit card.'>Applying for a new credit card.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2010/11/why-the-hell-should-i-pay-other-peoples-bank-fees/' rel='bookmark' title='Why the hell should I pay other people&#8217;s bank fees???'>Why the hell should I pay other people&#8217;s bank fees???</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2010/11/the-virtual-coin-jar/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>NZ interests rate holds at 3%</title>
		<link>http://www.avalonsguide.com/anab/2010/10/nz-interests-rate-holds-at-3/</link>
		<comments>http://www.avalonsguide.com/anab/2010/10/nz-interests-rate-holds-at-3/#comments</comments>
		<pubDate>Wed, 27 Oct 2010 20:48:22 +0000</pubDate>
		<dc:creator>Avalon</dc:creator>
				<category><![CDATA[Cost of living]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[General Budgeting]]></category>
		<category><![CDATA[Interest Rates, Credit Cards & Mortgages in NZ]]></category>
		<category><![CDATA[Banks]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[New Zealand banks]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Reserve Bank of New Zealand]]></category>

		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=3041</guid>
		<description><![CDATA[Alan Bollard (bless his little cotton socks), has held the official cash rate at 3% this morning. There are reasons for this &#8211; which basically comes down to we aren&#8217;t spending enough, so he has to keep it low. If we were spending he&#8217;s have to put it up to stop us. Well, I&#8217;m doing [...]


Related posts:<ol><li><a href='http://www.avalonsguide.com/anab/2009/08/asb-interest-rate-changes-humph/' rel='bookmark' title='ASB Interest rate changes &#8211; humph!'>ASB Interest rate changes &#8211; humph!</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/11/new-zealand-interest-rates-coming-down/' rel='bookmark' title='New Zealand interest rates coming down.'>New Zealand interest rates coming down.</a></li>
<li><a href='http://www.avalonsguide.com/anab/2011/09/new-zealand-interest-rate-changes/' rel='bookmark' title='New Zealand Interest Rate changes'>New Zealand Interest Rate changes</a></li>
</ol>]]></description>
		<wfw:commentRss>http://www.avalonsguide.com/anab/2010/10/nz-interests-rate-holds-at-3/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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