I actually do mention the Total Money account in the book, and explain how it works. I was really interested in it when it first came out, because its a much easier way to handle money than a Revolving Credit account. The only reason I dont have one is because when I went into BNZ to ask about it – the staff were just not at all interested in talking to me about it.

So I stuck with ASB.

Its a shame, because as you say, it is a good account, it just didnt exist when I originally wrote the Money Thread.

Hxxx

i thought I would mention that BNZ has a bank account called Total Money., In this it is acccount you are charged a flat $10 per month and you can do as many tranactions as you like within the month. You are entitled to 10 accounts in the Total Money Account.. You can even buy a newspaper on your Etpos card. It is nice to have an account that does not charge you for every tranaction. There is one catch, your statements will only be posted on the BNZ internet site.Using this account will save you heaps of money. Try it I think you will like it