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	<title>Comments on: Should New Zealand have an emergency fund for Migrants?</title>
	<atom:link href="http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/</link>
	<description>Emigrate to New Zealand. There is no &#34;One True Path&#34; to emigrating.</description>
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		<title>By: Avalon</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-1335</link>
		<dc:creator>Avalon</dc:creator>
		<pubDate>Wed, 29 Jul 2009 10:16:07 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-1335</guid>
		<description>&lt;a href=&quot;http://www.prime-targeting.com/guidelines-for-building-an-emergency-fund/&quot; rel=&quot;nofollow&quot;&gt;Emergency Funds&lt;/a&gt; links to a rather good post about (funnily enough) emergency funds. It actually pretty much what I would say -in fact Ive said it - but it never hurts to see that I&#039;m not the only person.

Cheers for sharing :)</description>
		<content:encoded><![CDATA[<p><a href="http://www.prime-targeting.com/guidelines-for-building-an-emergency-fund/" rel="nofollow">Emergency Funds</a> links to a rather good post about (funnily enough) emergency funds. It actually pretty much what I would say -in fact Ive said it &#8211; but it never hurts to see that I&#8217;m not the only person.</p>
<p>Cheers for sharing <img src='http://avalonsguide.com/wordpressing/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Emergency Funds</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-1329</link>
		<dc:creator>Emergency Funds</dc:creator>
		<pubDate>Wed, 29 Jul 2009 04:51:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-1329</guid>
		<description>There is a great possibility of unexpected expenses for which you should keep some money as emergency fund. Post is giving great detailed knowledge regarding emergency fund, it will help the people who is having some less idea about it.</description>
		<content:encoded><![CDATA[<p>There is a great possibility of unexpected expenses for which you should keep some money as emergency fund. Post is giving great detailed knowledge regarding emergency fund, it will help the people who is having some less idea about it.</p>
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		<title>By: Avalon</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-1121</link>
		<dc:creator>Avalon</dc:creator>
		<pubDate>Thu, 16 Jul 2009 07:15:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-1121</guid>
		<description>Plonk is fine  :)

And while the wine is cheap - its so bloody gorgeous I drink way more of it than I ever used to back in the UK. I have to budget for it :)</description>
		<content:encoded><![CDATA[<p>Plonk is fine  <img src='http://avalonsguide.com/wordpressing/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>And while the wine is cheap &#8211; its so bloody gorgeous I drink way more of it than I ever used to back in the UK. I have to budget for it <img src='http://avalonsguide.com/wordpressing/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: William Knight</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-1003</link>
		<dc:creator>William Knight</dc:creator>
		<pubDate>Tue, 14 Jul 2009 04:53:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-1003</guid>
		<description>But the wine is cheap.... see 
http://www.thisnewzealandlife.com/2009/07/new-zealand-wine-bargains.html

As long as you don&#039;t mind drinking plonk that is. (And I don&#039;t)</description>
		<content:encoded><![CDATA[<p>But the wine is cheap&#8230;. see<br />
<a href="http://www.thisnewzealandlife.com/2009/07/new-zealand-wine-bargains.html" rel="nofollow">http://www.thisnewzealandlife.com/2009/07/new-zealand-wine-bargains.html</a></p>
<p>As long as you don&#8217;t mind drinking plonk that is. (And I don&#8217;t)</p>
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		<title>By: Avalon</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-992</link>
		<dc:creator>Avalon</dc:creator>
		<pubDate>Mon, 13 Jul 2009 09:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-992</guid>
		<description>Oooh - you might actually have me there. I was about to say that you shouldnt be able to get your taxes back - then realised that was a compltely numpty for me to suggest - being rather keen on paying as little tax as (legally) possible!

Migrants actually can claim a tax refund if they dont stay here a full year (in the same way that we can do it when we leave the UK) because they may have overpaid - but that isnt what you are talking about here (its just something I thought of). I think whatever people feel is fair, we have to ask ourselves if we would also think it fair if migrants back home got the same benefits from our government.

On the government encouraging people - ive always thought we should be able to sue New Zealand for misrepresation in advertising with it&#039;s whole &quot;100% Pure&quot; marketing plan, and Stats NZ for producing misleading pamphlets which portray New Zealand as a cheap place to live. Surely it should come under advertising standards ;)</description>
		<content:encoded><![CDATA[<p>Oooh &#8211; you might actually have me there. I was about to say that you shouldnt be able to get your taxes back &#8211; then realised that was a compltely numpty for me to suggest &#8211; being rather keen on paying as little tax as (legally) possible!</p>
<p>Migrants actually can claim a tax refund if they dont stay here a full year (in the same way that we can do it when we leave the UK) because they may have overpaid &#8211; but that isnt what you are talking about here (its just something I thought of). I think whatever people feel is fair, we have to ask ourselves if we would also think it fair if migrants back home got the same benefits from our government.</p>
<p>On the government encouraging people &#8211; ive always thought we should be able to sue New Zealand for misrepresation in advertising with it&#8217;s whole &#8220;100% Pure&#8221; marketing plan, and Stats NZ for producing misleading pamphlets which portray New Zealand as a cheap place to live. Surely it should come under advertising standards <img src='http://avalonsguide.com/wordpressing/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Wiliam</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-990</link>
		<dc:creator>Wiliam</dc:creator>
		<pubDate>Mon, 13 Jul 2009 07:55:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-990</guid>
		<description>It must be &quot;systematically regular&quot;,  can your advice/help be predicted by a system?
lol

Good post, Avalon.

On a serious point though, while immigrants and work-permit holders can never know exactly how things will work out, the govt. does encourage both, and needs both.

If you have paid taxes here, I think it is fair you should get some back if the worst should happen and you need to go home.

But maybe this should be paid for through some sort of state-sponsored insurance scheme. A small levy on the PR/visa application costs!

(I Know, I know, they&#039;re already expensive, but I&#039;m just floating the idea).</description>
		<content:encoded><![CDATA[<p>It must be &#8220;systematically regular&#8221;,  can your advice/help be predicted by a system?<br />
lol</p>
<p>Good post, Avalon.</p>
<p>On a serious point though, while immigrants and work-permit holders can never know exactly how things will work out, the govt. does encourage both, and needs both.</p>
<p>If you have paid taxes here, I think it is fair you should get some back if the worst should happen and you need to go home.</p>
<p>But maybe this should be paid for through some sort of state-sponsored insurance scheme. A small levy on the PR/visa application costs!</p>
<p>(I Know, I know, they&#8217;re already expensive, but I&#8217;m just floating the idea).</p>
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		<title>By: Avalon</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-986</link>
		<dc:creator>Avalon</dc:creator>
		<pubDate>Mon, 13 Jul 2009 04:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-986</guid>
		<description>Ah - we just know too much about Immigration :) 

When does &quot;helping friends&quot; become &quot;giving advice&quot;. The crux here is whether it is systemic or not. Does that mean we have to have a system - or that we do it regularly?

Bottom line - everyone answering questions on the Immigration Forums either needs to stop or be registered. The forums and blogs are NOT exempt from this law.

What a balls-up.</description>
		<content:encoded><![CDATA[<p>Ah &#8211; we just know too much about Immigration <img src='http://avalonsguide.com/wordpressing/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  </p>
<p>When does &#8220;helping friends&#8221; become &#8220;giving advice&#8221;. The crux here is whether it is systemic or not. Does that mean we have to have a system &#8211; or that we do it regularly?</p>
<p>Bottom line &#8211; everyone answering questions on the Immigration Forums either needs to stop or be registered. The forums and blogs are NOT exempt from this law.</p>
<p>What a balls-up.</p>
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		<title>By: Hubby</title>
		<link>http://www.avalonsguide.com/anab/2009/07/should-new-zealand-have-an-emergency-fund-for-migrants/comment-page-1/#comment-975</link>
		<dc:creator>Hubby</dc:creator>
		<pubDate>Sun, 12 Jul 2009 07:30:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.avalonsguide.com/anab/?p=1094#comment-975</guid>
		<description>To quote someone wiser than me &quot;there is no one true path to emigrating&quot;.

I do find it amazing the number of migrants who are here only on work visas - my heart goes out to them, I just don&#039;t understand why they&#039;ve not applied for residency if they have points from work, education or experience. 

I accept INZ should give people on a work permit a reasonable amount of time to find a new job if made redundant. As temporary residents there are no benefits or welfare offered. It&#039;s a risk people take, and we just can&#039;t be responsible for everyone&#039;s unfortunate circumstances.   After all - this is precisely what many folks in the UK are indeed upset by with (legal) European migrants in the UK.

I&#039;m helping (in an entirely not an immigration advisor way) a few colleagues in exactly this predicament. It&#039;s always their choice to stay or not, I just wish that it were only their choice without being forced into leaving by INZ or their employers pulling the plug.</description>
		<content:encoded><![CDATA[<p>To quote someone wiser than me &#8220;there is no one true path to emigrating&#8221;.</p>
<p>I do find it amazing the number of migrants who are here only on work visas &#8211; my heart goes out to them, I just don&#8217;t understand why they&#8217;ve not applied for residency if they have points from work, education or experience. </p>
<p>I accept INZ should give people on a work permit a reasonable amount of time to find a new job if made redundant. As temporary residents there are no benefits or welfare offered. It&#8217;s a risk people take, and we just can&#8217;t be responsible for everyone&#8217;s unfortunate circumstances.   After all &#8211; this is precisely what many folks in the UK are indeed upset by with (legal) European migrants in the UK.</p>
<p>I&#8217;m helping (in an entirely not an immigration advisor way) a few colleagues in exactly this predicament. It&#8217;s always their choice to stay or not, I just wish that it were only their choice without being forced into leaving by INZ or their employers pulling the plug.</p>
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